Even though the interest rates are at historical low I keep looking for places to park my emergency cash. I have a Capital One 360 savings account ... has an interest of 0.75% APY.
It was recently that I came to know about Capital One 360 Money Market account which pays 1.0% APY. So, I wanted to share that with everyone else. It seems like it was started in March 2016.
Features:
NO FEES
FDIC insurance up to the maximum allowed by law
P.S 10,000 and higher nets you 1.0% APY. Lower amounts give 0.60% APY (Better off with savings account).
Account Balance Annual Percentage Yield (APY)
$0 - $9,999.99 0.60%
$10,000 or more 1.00%
Click: 360 Money Market
It's really simple if you already have a 360 account. If not it might be worth looking at GS Bank.
Savings: 1.05% APY
No minimum deposit
FDIC insurance up to the maximum allowed by law
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