Posts

The Professionalization of Childhood Is Backfiring

The unstructured hours are the ones that build the person underneath the resume. Essay · Tech & Parenting The Professionalization of Childhood Is Backfiring The kids being optimized the hardest are the ones I keep passing over in interviews. Here's what the success accelerator model actually breaks. ESSAY · JULY 2026 · 6 MIN READ Grand View Research puts the global private tutoring market at $154.8 billion by 2030. Global Industry Analysts puts the same market at $295.1 billion. Either way, the professionalization of childhood is now one of the largest consumer categories on the planet, and it's growing faster than most of tech itself. I run engineering teams. I've hired hundreds of people over 20 years. The candidates I turn down most often at the top of the pile aren't the ones with gaps in their resumes. They're the ones whose resumes look like they were built by a consultant, because usually they we...

Dividend Increases This Week (July 13-17, 2026)

Dividend Increases · Weekly Dividend Increases This Week (July 13-17, 2026) Three Dividend Achievers raised this week. One of them, a 17-year streak from Cummins with a 10 percent hike, is the story worth sitting with. WEEKLY SERIES · JULY 17, 2026 · 5 MIN READ Mid-July is usually a quiet stretch for dividend increases. Most Achievers and Aristocrats run annual raise cycles in Q1 or Q4, so July tends to deliver a handful of raises rather than a flood. This week fits that pattern, but it also delivered one raise big enough to actually think about. Cummins bumped its quarterly dividend 10 percent to $2.20 per share, extending a 17-year streak. That's a real signal from a cyclical industrial that just finished a year with $2.8 billion in earnings on $33.7 billion in sales. NNN REIT quietly hit its 37th consecutive annual increase, which puts it in a club of just three publicly traded REITs at that milestone. And Home...

Investing in SPCX: Is SpaceX Stock Worth the Price?

Image
Investing · SPCX Investing in SPCX: Is SpaceX Stock Worth the Price? Investing in SPCX means buying rockets, Starlink, and an AI bet in one stock. Here's what the price actually assumes before you buy in. ANALYSIS · UPDATED JULY 2026 · 6 MIN READ On June 12, 2026, SpaceX rang the opening bell on the Nasdaq under the ticker SPCX. Shares priced at $135, valuing the company near $1.77 trillion, the largest IPO in history by a wide margin. A month later, the stock had round tripped from an intraday high of $225.64 back down below where it started. That whiplash is the real backdrop for anyone researching investing in SPCX right now. This isn't a sleepy dividend stock you buy and forget about. It's a rocket company, a satellite internet provider, and an AI bet, all trading under one ticker, and Wall Street clearly hasn't agreed on what that combination is worth.

Automation for All: How Fractional Shares Leveled the Vanguard Playing Field

Image
Back in 2017, I wrote an article titled "ETF vs. Mutual Fund Investment Strategy" that explored the fundamental trade-offs for the passive investor. At the time, the choice was defined by clear barriers: high minimums for "Admiral" shares, the lack of fractional ETF units, and the inability to automate ETF trades. Fast forward nine years to Q1 2026, and the landscape has undergone a complete transformation. The barriers have largely evaporated, leaving us with a new question: Does the distinction even matter anymore?

VIGI or VYMI? Building a Resilient International Income Foundation

Image
North American markets are currently expensive. The S&P 500 is trading at a premium driven by multiple expansion in a handful of tech giants, while the real "Yield" and "Appreciation" have moved across the ocean. International diversification is no longer an optional hedge; it is the only way to avoid domestic over-valuation. This analysis breaks down the structural components and diversification profiles of Vanguard’s International Dividend Appreciation (VIGI) and International High Dividend Yield (VYMI) ETFs.

The Price of Admission: Deconstructing Costco’s Economic Moat After the Fee Hike

Image
As we enter the second quarter of 2026, Costco Wholesale Corporation (NASDAQ: COST) remains one of the most polarizing tickers in the consumer staples sector. For some, it is a fortress of reliability and shareholder value; for others, it is a dangerously over-extended stock trading at a valuation usually reserved for hyper-growth technology firms. With a Price-to-Earnings (P/E) ratio consistently hovering near 55, the central debate for 2026 is whether Costco's operational execution can continue to outrun its premium price tag.

Strategic Liquidity: How Berkshire Built the Ultimate Hedge Against Inflation

Image
As we navigate the opening chapters of 2026, the global financial landscape is defined by a paradoxical mix of stubborn inflation and aggressive technological disruption. Within this volatility, Berkshire Hathaway has emerged not just as a participant, but as the ultimate architect of defensive value, pushing its cash reserves to a historic $347 billion—a figure that represents more than just a savings account, but a strategic fortress designed to withstand the structural technical debt of the modern market.