Wednesday, April 19, 2017

Loyal 3?

Loyal3 will be dead on May 22, 2017, no more free service.

Thank you for being a LOYAL3 customer. We have important news: we've entered into a transaction that will provide LOYAL3 customers with a new, larger platform and more services.

Net worth March 2017

I just noticed that vanguard provides me detailed monthly document on my investment changes. I thought I will start adding it to my blog.

As of March 31, 2017:
Individual brokerage account: +11. 9% (month-on-month)
Individual brokerage account: +50.92% (quarter-on-quarter)

Established annual income: $336.57

Tuesday, April 18, 2017

Yield surge: Remember the real role of bonds

Bond rates continue to make headlines as the U.S. economy picks up steam and the Fed raises interest rates again.If you're feeling unsettled by the upward trend in yields, it might be helpful to remember why you invest in bonds: They can provide stability for your portfolio when stock market volatility increases.

More from vanguard

Monday, April 17, 2017

Update: Roth IRA

After some amount of research I have decided to open a Roth IRA account. I like the flexibility of withdrawing the principle without any tax implications. This gives me a chance to grow my dividends (without losing a big chunk to IRS). As a big fan of vanguard, it made sense that I open my Roth IRA @ Vanguard. I will be investing in Vanguard Wellington Fund Investor Shares (VWELX)

It offers exposure to stocks (about two-thirds of the portfolio) and bonds (one-third). Another key attribute is broad diversification—the fund invests in stocks and bonds across all economic sectors.

Monday, April 3, 2017

Principles for investing success

1.Create clear, appropriate investment goals
2.Develop a suitable asset allocation using broadly diversified funds
3.Minimize cost
4.Maintain perspective and long-term discipline


Saturday, April 1, 2017

Dividend Income Update – 2017 Q1

This quarter is very important and special for me. I have been dividend investing since 2015, but it's only the second time that I have been able to consistently save and add to my portfolio. Since, I have already written a post on my dividend income for March 2017, this post is mostly about my Quarter On Quarter (QOQ) performance.

Friday, March 31, 2017

Dividend Income Update – March 2017

Total dividends: $63.83

Dividend breakdown

Total Stock Market Index Fund$35.57
Total International Stock Index Fund$14.47
High Dividend Yield Index Fund $13.79

Overall I am very happy with my progress. Since I am invested in mutual funds my dividends are on quarterly basis. I will be writing a detailed post comparing my Q-O-Q performance.

My portfolio

My dividend history

My forward dividend is now $320.57. My goal is $500.