Monday, May 22, 2017

New home

If you have noticed I have not be around for sometime. I have been very busy house hunting. Owning a house has been a dream for me. Infact it is a part of my 2017 goals. I threw it in their, knowing very well I might not achieve this goal. But, seems like god had different thoughts.

We had made an offer for a condo and it was accepted. Man! the housing market is hot. I had to go up against 4 different offers.I pulled it off by 605.00 :). Good to know that right after I signed the P&S agreement, there was a an offer which was higher by +5k. I am happy about this purchase. We are still in the process of closing. Still someway to go before I can say mission accomplished.

The positive is the rent I used to pay now goes towards home equity. I had to liquidate some of my investments to come up with the 5% down payment. I have not been able to investment much in May, this might impact my forward dividend growth. More updates to come later :)

Rates change, but the role of bonds doesn’t

For many people, including me, falling interest rates have been the general trend in the bond market throughout our working lives. It appears that may be changing. And, of course, there’s no shortage of advice about how to prepare for the shift.

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Monday, May 1, 2017

Vanguard : April 2017 Update

As of April 30, 2017 (month-on-month increase):

Individual brokerage account: +12.004%

Established annual income: $389.59 (+15.755%)

Goal: $500.00 (77.92% so far)

Friday, April 28, 2017

Politics: A time for change?

The election of Donald Trump as president of the United States and the Brexit vote came as a surprise to many and is triggering questions of whether this is a sign of broader changes in the global order.

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Wednesday, April 26, 2017

New buy: VGSIX

This fund invests in real estate investment trusts—companies that purchase office buildings, hotels, and other real estate property. REITs have often performed differently than stocks and bonds, so this fund may offer some diversification to a portfolio already made up of stocks and bonds. The fund may distribute dividend income higher than other funds, but it is not without risk. One of the fund’s primary risks is its narrow scope, since it invests solely within the real estate industry and may be more volatile than more broadly diversified stock funds.I have added VGSIX to my portfolio. I have thinking about adding REITs for sometime now. I am planning to keep VGSIX @ 5% of my overall portfolio.

source: Vanguard

All investing is subject to risk, including possible loss of principal.

Wednesday, April 19, 2017

Loyal 3?

Loyal3 will be dead on May 22, 2017, no more free service.

Thank you for being a LOYAL3 customer. We have important news: we've entered into a transaction that will provide LOYAL3 customers with a new, larger platform and more services.

Net worth March 2017

I just noticed that vanguard provides me detailed monthly document on my investment changes. I thought I will start adding it to my blog.

As of March 31, 2017:
Individual brokerage account: +11. 9% (month-on-month)
Individual brokerage account: +50.92% (quarter-on-quarter)

Established annual income: $336.57