FORWARD DIVIDENDS

Forward Dividends

2018 Dividends

Progress to FI

Saturday, January 13, 2018

Vanguard High Yield Dividend Index Fund (VHDYX, VYM, VDY)

I had written a prior article on VDAIX (Vanguard Dividend Appreciation Index Fund). VDAIX is an excellent fund if you are looking for quality dividend stocks (not necessarily high dividend yield). I see it more a quality holding and less of a dividend holding. This article is about another awesome fund (Vanguard High Yield Dividend Index Fund, VHDYX).

Sunday, January 7, 2018

Reasons you should invest internationally

(Source: Fidelity.com)

Does your portfolio have international exposure? Have you invested in S&P 500 index fund? If your answer is yes, then your portfolio has international exposure. Have a look at this famous chart,

Friday, January 5, 2018

Commission-Free ETFs (TD Ameritrade/Scottrade)


As a passive investor I trade exclusively in Vanguard mutual funds and ETFs. Therefore, Vanguard is my primary brokerage account. I love it for it's commission free trades on Vanguard ETFs and mutual funds.

However, they are very limited in types of orders that can be placed (For e.g. it is not possible to place a Trailing Stop order). Secondly, not Vanguard funds and ETFs trade with a commission of $20.0 per trade (I do get 25 trades per year with a commission of $7.0). None of these matter while trading Vanguard index funds.

Saturday, December 30, 2017

December 2017 : Investment Portfolio Status


My forward dividends reached $780.02, this a 6.54% increase from prior month. I achieved my goal of $750.0 in forward dividend. I have reset my goal to $1,500$ in forward dividends. My forward dividends are 52.00% of my goal.

My overall investment portfolio grew by 7.51%. 6.66% of this growth came through infusion of new capital (inorganic growth). 0.85% of the growth came through change in stock market valuations(organic growth). As my investment account value ramps up I expect portfolio increases to go down (assuming a fixed inflow). I might try marginally increasing my contributions this year. Largest position in my portfolio is S&P 500 ETF (37.22%).

I added a goal of being Financially Independent (FI) by 2032. With my current investments and dividends I am at 4.09% of FI.

Average expense ratio is 0.104%.


November2017 Update







Tuesday, December 26, 2017

2017 in Retrospect (Goals Review) & 2018 Goals


2017 has come to an end. I feel like it was almost yesterday when I started dividend investing. Cannot believe it's been three years. In 2017 I have been very consistent with my investment (fresh capital infusion). The only reduction in portfolio happened in June 2017. I had to liquidate a portion of my portfolio for down payment (for my new home).