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Gift cards have revolutionized the way we gift and shop. They provide convenience, flexibility, and the freedom to choose our own preferences. In the world of gift cards, Raise.com has emerged as a game-changer, offering a platform that not only allows users to buy and sell gift cards but also opens up a world of savings and possibilities. In this article, we'll delve into the intricacies of Raise.com, exploring how it works, its advantages, potential drawbacks, and its impact on the gift card industry.

One of my sources of passive income is cash back from my credit cards. I presently own the Citi Double Cash back credit card which has 2.0% cash back on all purchases. The biggest expense in my monthly budget is mortgage payment (principal + interest + property taxes). Unfortunately, it is not possible to pay mortgage using a credit card.