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April is over and it’s time for my monthly status update. As always I will be comparing my portfolio performance against S&P 500. Good to see some upward movement, S&P 500 is up 0.27% in April.

March is over and it’s time for my monthly status update. Volatility continues to be been the story of this month. The massive sell of was lead by technology sector. My portfolio has significant ( 16.55% ) exposure to technology and has been burnt. S&P 500 is down 2.688% in March.

February is almost over and it’s time for my monthly status update. Volatility has been the main story of this month. S&P 500 dropped 11.49% to a low of 2,542.92. It has recovered some of the losses and is only down 5.54% from the beginning of the month. It’s offered us a rare opportunity to buy stocks at a discount. Unfortunately, I was unable to add more during this downturn (due to lack of capital).

This is my first monthly update for 2018. Stock market has been on fire and my portfolio grew significantly in January. However, high stock prices have brought down my yield and hence my forward dividends have increased at a slower rate. Dividends My forward dividends reached $825.37, this a 5.81% increase from prior month. My new goal for 2018 is $1,500 in forward dividend. My forward dividends are at 55.02% of this goal. My overall investment portfolio grew by 11.71%. 6.20% of this growth came through infusion of new capital (inorganic growth). 5.52% of the growth came through change in stock market valuations(organic growth). In comparison S&P 500 grew by 5.59%. The inorganic growth has been on a downward trend for months (8.91%, 8.07%, 7.33%, 6.66% and 6.20%). This is to be expected as my portfolio increases in value, additional inflows will not have the same impact. Largest position in my portfolio is S&P 500 ETF (35.78%) and average expense ratio is 0.106%. I ad...

My forward dividends reached $780.02, this a 6.54% increase from prior month. I achieved my goal of $750.0 in forward dividend. I have reset my goal to $1,500$ in forward dividends. My forward dividends are 52.00% of my goal. My overall investment portfolio grew by 7.51%. 6.66% of this growth came through infusion of new capital (inorganic growth). 0.85% of the growth came through change in stock market valuations(organic growth). As my investment account value ramps up I expect portfolio increases to go down (assuming a fixed inflow). I might try marginally increasing my contributions this year. Largest position in my portfolio is S&P 500 ETF (37.22%). I added a goal of being Financially Independent (FI) by 2032. With my current investments and dividends I am at 4.09% of FI. Average expense ratio is 0.104%. November2017 Update

My forward dividends reached $732.17, this a 8.69% increase from previous month . Getting closer to my goal of $750 in forward dividends. I hope to reach it by end of this year. My overall investment portfolio grew by 10.97%. 8.07% of this growth came through infusion of new capital (inorganic growth). 2.90% of the growth came through change in stock market valuations(organic growth). Largest position in my portfolio is S&P 500 ETF (39.2%). Average expense ratio is 0.10%. October 2017 Update

My forward dividends reached $679.88, this a 12.93% increase from previous month. Getting closer to my goal of $750 in forward dividends. I hope to reach it by end of this year. My overall investment portfolio grew by 10.13%. 8.07% of this growth came through infusion of new capital (inorganic growth). 2.06% of the growth came through change in stock market valuations(organic growth). S&P 500 ETF is 41.1% of my portfolio. Average expense ratio is 0.10%. September 2017 portfolio update

My forward dividends reached $602.06, this a 10.93% increase from last month ( August 2017 ). I am slowly inching my way towards my goal of $750 in forward dividends. I expect to be there in about 3-4 months. Would be nice if I could reach it before end of 2017. My overall portfolio grew by 10.40%. 8.91% of this growth came through infusion of new capital (inorganic growth). 1.49% of the growth came through change in stock market value(organic growth). I continue to increase my value stocks position, as of now value stocks are 12.29% of my portfolio. S&P 500 ETF (VOO) is still a major chunk of my portfolio at 43.54%. Average expense ratio is still 0.12%.

First thing first, mission accomplished. One of my goals for this year was to achieve $500.0 in forward dividends. In fact that has been my goal for the past 2+years. Finally, I have reached it.

As of July 31, 2017 (month-on-month increase): Net Worth Increase: +14.39% Established annual income: $462.63 (+13.44%)

As of June 30, 2017 (month-on-month increase): Brokerage account: +0.536% Established annual income: $407.83 (+11.52%) Goal: $500.00( 81.57% so far)

As of May 31, 2017 (month-on-month increase): Brokerage account: -4.55% Established annual income: $365.70 (-6.13%) Goal: $500.00 ( 73.14% so far) I have started using personal capital. Here are some nice images from personal capital. Asset Allocation Sector Allocation

As of April 30, 2017 (month-on-month increase): Individual brokerage account: +12.004% Established annual income: $389.59 (+15.755%) Goal: $500.00 (77.92% so far)

I just noticed that vanguard provides me detailed monthly document on my investment changes. I thought I will start adding it to my blog. As of March 31, 2017: Individual brokerage account: +11. 9% (month-on-month) Individual brokerage account: +50.92% (quarter-on-quarter) Established annual income: $336.57

Total dividends: $63.83 Dividend breakdown Total Stock Market Index Fund $35.57 Total International Stock Index Fund $14.47 High Dividend Yield Index Fund $13.79 Overall I am very happy with my progress. Since I am invested in mutual funds my dividends are on quarterly basis. I will be writing a detailed post comparing my Q-O-Q performance. My portfolio My dividend history My forward dividend is now $320.57 . My goal is $500.

I do not follow any techniques to pick stocks. My investments are boring :). However, I am always happy to add to my existing positions. I had to cut down on my investment amount by about 25% due to some unexpected expenses. Forward dividends: $250.26 per year I also got my first dividend for 2017. It was from my Bond ETF. I got 1.63$ , sets the ball rolling for 2017.

Today I added to my existing positions in VTI, VYM, BND and VXUS. Estimated forward dividends: $230.07.