As previously highlighted, my investment strategy predominantly centers around the utilization of low-cost index funds. While I do maintain a limited position in individual stocks, these constitute only a marginal portion of my overall investment portfolio. The rationale behind my preference for index funds is grounded in their distinct advantages, which I find particularly appealing. Index funds offer the unique benefit of immediate diversification, even with a modest initial investment. This diversification shields me from the perils associated with putting all my eggs in one basket. Moreover, the passive management approach adopted by index funds provides a layer of protection against the unpredictability of star performers, like money managers who may excel in one year but falter in subsequent years. This long-term consistency aligns well with my investment philosophy. Given the inherent risk that comes hand in hand with individual stocks, I exercise caution when selecting specific...