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Showing posts from April, 2017

Politics: A time for change?

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The election of Donald Trump as president of the United States and the Brexit vote came as a surprise to many and is triggering questions of whether this is a sign of broader changes in the global order. Read more »

Exploring the Vanguard REIT Index Fund (VGSIX): A Comprehensive Overview

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Real Estate Investment Trusts (REITs) have gained significant popularity among investors seeking exposure to the real estate sector without the hassle of owning and managing physical properties. The Vanguard REIT Index Fund (VGSIX) offers a convenient and diversified way to invest in a broad spectrum of REITs. In this article, we will take an in-depth look at VGSIX, its key features, benefits, and considerations for investors. The Vanguard REIT Index Fund (VGSIX) is a mutual fund that seeks to track the performance of the MSCI US Investable Market Real Estate 25/50 Index. This index includes a wide variety of US-based REITs, providing investors with exposure to the real estate market's performance. One of the most significant advantages of VGSIX is its diversification. The fund holds shares in numerous REITs spanning various sectors within the real estate industry, such as residential, commercial, industrial, and healthcare properties. This diversification can help spread risk and...

Loyal 3?

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Loyal3 will be dead on May 22, 2017, no more free service. Thank you for being a LOYAL3 customer. We have important news: we've entered into a transaction that will provide LOYAL3 customers with a new, larger platform and more services.

Net worth March 2017

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I just noticed that vanguard provides me detailed monthly document on my investment changes. I thought I will start adding it to my blog. As of March 31, 2017: Individual brokerage account: +11. 9% (month-on-month) Individual brokerage account: +50.92% (quarter-on-quarter) Established annual income: $336.57

Yield surge: Remember the real role of bonds

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Bond rates continue to make headlines as the U.S. economy picks up steam and the Fed raises interest rates again.If you're feeling unsettled by the upward trend in yields, it might be helpful to remember why you invest in bonds: They can provide stability for your portfolio when stock market volatility increases. More from vanguard

Update: Roth IRA

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After some amount of research I have decided to open a Roth IRA account. I like the flexibility of withdrawing the principle without any tax implications. This gives me a chance to grow my dividends (without losing a big chunk to IRS). As a big fan of vanguard, it made sense that I open my Roth IRA @ Vanguard. I will be investing in Vanguard Wellington Fund Investor Shares ( VWELX ) It offers exposure to stocks (about two-thirds of the portfolio) and bonds (one-third). Another key attribute is broad diversification—the fund invests in stocks and bonds across all economic sectors.

Mastering Your Investment Journey: The Four Pillars of Financial Success

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Investing is a journey that requires careful planning, strategy, and discipline. Whether you're a seasoned investor or just starting, there are some fundamental principles that can guide your path to financial success. Let's delve into these principles in detail.  Create Clear, Appropriate Investment Goals  Every successful investment journey begins with a destination in mind. Without well-defined objectives, it's easy to drift aimlessly or make impulsive decisions. To create clear and appropriate investment goals, start by asking yourself what you want to achieve. Are you saving for retirement, a home, your children's education, or simply building wealth? By pinpointing your financial ambitions, you can tailor your investment strategy to align with these goals. It's essential that these objectives are both clear and realistic. Setting ambitious but achievable targets can motivate you to stay on course. Consider factors like your age, risk tolerance, and time horizo...

Dividend Income Update – 2017 Q1

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This quarter is very important and special for me. I have been dividend investing since 2015, but it's only the second time that I have been able to consistently save and add to my portfolio. Since, I have already written a post on my dividend income for March 2017 , this post is mostly about my Quarter On Quarter (QOQ) performance.