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Robo investing is becoming a fad these days. Everyone is aware of betterment and wealth front. I recently came across Wise Banyan. WiseBanyan is a lot like betterment and wealthfront. However they do not charge fees. Fees is charged for tax-loss harvesting and other specialties (i.e. their business model). They are limited in types of accounts available. I personally love it. Zero fees. I am not too worried about Tax-loss harvesting. The portfolio that wealthfront generated for me was not too diversified. WiseBanyan was better. Betterment was the best. Please take a look @ wisebanyan

Even though the interest rates are at historical low I keep looking for places to park my emergency cash. I have a Capital One 360 savings account ... has an interest of 0.75% APY. It was recently that I came to know about Capital One 360 Money Market account which pays 1.0% APY. So, I wanted to share that with everyone else. It seems like it was started in March 2016. Features: NO FEES FDIC insurance up to the maximum allowed by law P.S 10,000 and higher nets you 1.0% APY. Lower amounts give 0.60% APY (Better off with savings account). Account Balance Annual Percentage Yield (APY) $0 - $9,999.99 0.60% $10,000 or more 1.00% Click: 360 Money Market It's really simple if you already have a 360 account. If not it might be worth looking at GS Bank . Savings: 1.05% APY No minimum deposit FDIC insurance up to the maximum allowed by law