Forward Dividends

2018 Dividends

Progress to FI

Tuesday, October 18, 2016

Wise Banyan

Robo investing is becoming a fad these days. Everyone is aware of betterment and wealth front. I recently came across Wise Banyan.

WiseBanyan is a lot like betterment and wealthfront. However they do not charge fees. Fees is charged for tax-loss harvesting and other specialties (i.e. their business model). They are limited in types of accounts available. I personally love it. Zero fees. I am not too worried about Tax-loss harvesting.

The portfolio that wealthfront generated for me was not too diversified. WiseBanyan was better. Betterment was the best.

Please take a look @ wisebanyan

Thursday, October 13, 2016

Money Market accout

Even though the interest rates are at historical low I keep looking for places to park my emergency cash. I have a Capital One 360 savings account ... has an interest of 0.75% APY.

It was recently that I came to know about Capital One 360 Money Market account which pays 1.0% APY. So, I wanted to share that with everyone else. It seems like it was started in March 2016.

FDIC insurance up to the maximum allowed by law

P.S 10,000 and higher nets you 1.0% APY. Lower amounts give 0.60% APY (Better off with savings account).

Account Balance Annual Percentage Yield (APY)
$0 - $9,999.99 0.60%
$10,000 or more 1.00%

Click: 360 Money Market

It's really simple if you already have a 360 account. If not it might be worth looking at GS Bank.
Savings: 1.05% APY
No minimum deposit
FDIC insurance up to the maximum allowed by law

Monday, October 3, 2016

Individual stocks

Today is a great day. I finally sold out of my positions in AAPL and MSFT. Now I own only VFC. Honestly I sleep better.

The only way to tame the stock market is to stay invested with cheap index funds.