Rates change, but the role of bonds doesn’t

For many people, including me, falling interest rates have been the general trend in the bond market throughout our working lives. It appears that may be changing. And, of course, there’s no shortage of advice about how to prepare for the shift.

The Monday Myth: Unraveling the Optimal Day for Weekly Investments

This blog post draws inspiration from a thought-provoking article by Rob@MustardSeedMoney, in which he pinpoints Monday as the optimal day for stock market investments. Given my substantial engagement in passive investment and dollar-cost averaging, Rob's assertion piqued my interest. I embarked on a mathematical exploration to assess the validity of designating Monday as the most advantageous day for implementing a weekly dollar-cost averaging strategy. Are you prepared to delve into the findings? By scrutinizing the data and crunching the numbers, I aim to provide a comprehensive assessment of the feasibility and effectiveness of such a strategy. So, let's embark on this journey together and uncover whether Monday truly shines as the premier choice for enhancing the benefits of dollar-cost investing on a weekly basis.

Vanguard's Comprehensive Range of Mutual Funds and ETFs: A Specialized Comparison

I consider myself a passive investor, and my investment portfolio primarily consists of Vanguard's low-cost funds and ETFs. Vanguard offers a wide array of high-quality fund and ETF options, which has been instrumental in shaping my investment strategy. One of the initial decisions I confronted was whether to opt for ETFs or mutual funds. The internet is teeming with abundant resources, providing extensive insights into the advantages and disadvantages of both these investment vehicles. This decision marked a pivotal moment in my investment journey, as it influenced the structure of my portfolio and how I approach passive investing. Vanguard's diverse offerings have empowered me to tailor my investment approach to suit my financial objectives, and their low-cost nature aligns perfectly with my passive investment philosophy. The choice between ETFs and mutual funds represents a critical aspect of my investment strategy, underscoring the importance of thorough research and due di...

Mortgage Payoff : Should I Prepay My Mortgage?

Image: www.investmentzen.com We bought our home on 06/2017. I was able to lock in a 4.0% rate for my 30 year mortgage. Up till now, I have been paying as per the 30 year schedule. I have read online that making additional mortgage payment is the way to go as it reduces interest payment and makes us debt-free early. But, is this really true? In this article, I explore various scenarios and try to identify the best scenario.

.DividendGeek

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